Croatia حدودية

نظرة عامة على الاقتصاد والصناعة

Croatia is an EU member state (joined 2013) and eurozone member (joined 2023) with a nominal GDP of approximately $106 billion in 2025, driven heavily by a tourism sector that contributes around 25% of GDP and drew more than 21 million arrivals in 2024. The economy expanded 3.4% in real terms in 2025, outperforming most EU peers, supported by strong household consumption, tourism receipts, and EU cohesion fund disbursements. The Zagreb Stock Exchange (ZSE) is the sole domestic equity market, with approximately 89 listed issuers and a total equity market capitalisation of roughly $38 billion; the exchange saw a roughly 70% surge in turnover in 2025, including three notable IPOs. Key industries beyond tourism include oil and gas (INA), telecommunications (Hrvatski Telekom), electrical engineering (Koncar), food and beverages (Podravka, Atlantic Grupa), and banking (Zagrebacka banka, a UniCredit subsidiary).

القطاعات الرئيسية

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المؤشرات الكلية

GDP اسمي، دولار	$106.05B
نمو GDP حقيقي، سنوي	3.4%
التضخم سنوي	4.4%
السكان نسمة	3.9M
نصيب الفرد من GDP دولار	$27,500
القيمة السوقية إجمالي المُدرج، دولار	$38.22B
القيمة السوقية / GDP	36.0%
البطالة	4.8%
الشركات المدرجة	89
البورصة	Zagreb Stock Exchange (ZSE)

سنة البيانات: 2025. المصادر: https://zse.hr/en, https://en.wikipedia.org/wiki/Zagreb_Stock_Exchange, https://en.wikipedia.org/wiki/CROBEX, https://stockanalysis.com/list/zagreb-stock-exchange/, https://www.imf.org/external/datamapper/profile/HRV, https://economy-finance.ec.europa.eu/economic-surveillance-eu-member-states/country-pages/croatia/economic-forecast-croatia_en, https://tradingeconomics.com/croatia/gdp, https://www.ceicdata.com/en/country/croatia, https://www.ceicdata.com/en/croatia/zagreb-stock-exchange-market-capitalization, https://tradingeconomics.com/croatia/stock-market-capitalization-to-gdp-percent-wb-data.html, https://simplywall.st/stocks/hr/market-cap-large, https://stockanalysis.com/quote/zse/ZABA/, https://stockanalysis.com/quote/zse/HT/, https://stockanalysis.com/quote/zse/INA/, https://stockanalysis.com/quote/zse/RIVP/, https://stockanalysis.com/quote/zse/PODR/, https://stockanalysis.com/quote/zse/ADRS2/, https://stockanalysis.com/quote/zse/KOEI/, https://stockanalysis.com/quote/zse/ERNT/, https://stockanalysis.com/quote/zse/ATGR/, https://stockanalysis.com/quote/zse/SPAN/, https://stockanalysis.com/quote/zse/ARNT/, https://inter.capital/still-running-hot-turnover-ignites-on-the-zagreb-and-ljubljana-stock-exchanges-in-2025/, https://inter.capital/from-the-fields-to-the-exchange-zito-group-goes-public/, https://zse.hr/en/trading-of-ing-grad-shares-begins-on-the-zagreb-stock-exchange-3027/3026, https://etfs.expat.bg/en/funds/expatcroatiacrobex/, https://www.justetf.com/en/etf-profile.html?isin=BGCROEX03189, https://etfdb.com/etf/FM/, https://etfdb.com/country/croatia/, https://www.expatincroatia.com/golden-visa/, https://ggims.com/croatia-golden-visa, https://www.state.gov/reports/2025-investment-climate-statements/croatia/, https://zse.hr/en/how-to-invest-on-the-exchange/150, https://www.portal.hr/en/novosti/hr/103251-gospodarstvo-u-2025-budenje-trzista-kapitala-i-ustrajna-inflacija/, https://www.economy-finance.ec.europa.eu/economic-surveillance-eu-member-states/country-pages/croatia, https://geofactbook.com/countries/croatia/unemployment-rate, https://www.msci.com/indexes/index-resources/market-classification.

البورصة المحلية وإمكانية الوصول

البورصة	Zagreb Stock Exchange
الرمز	ZSE
الموقع الإلكتروني	zse.hr/en
العملة	EUR

وصول الوسطاء المحليين

Foreign investors can access the Zagreb Stock Exchange through HANFA-regulated Croatian investment firms (such as InterCapital Securities, Erste Banka, or Privredna banka Zagreb brokerage) or international online brokers that offer ZSE access. The ZSE is a regulated EU market and trades are settled in EUR. Interactive Brokers and a number of European brokers provide direct market access. Local app Genius by InterCapital was launched in 2023 for retail investors. All transactions require a broker who is an ZSE exchange member; there are no repatriation controls and dividends and capital gains may be freely remitted.

وسطاء عالميون مع إمكانية الوصول إلى الأسواق الأجنبية

• Interactive Brokers — Direct access to 90+ markets worldwide, including many emerging exchanges.
• Saxo Bank — Multi-market access across Asia, Europe and the Middle East.
• Charles Schwab (Global) — Foreign ordinary shares on select markets; US-listed ADRs and ETFs.
• Fidelity International Trading — International stock trading on a number of developed and emerging markets.

مُدرَج للتسهيل فقط — وليس توصية. تختلف الأسواق المتاحة والرسوم وقواعد الإعداد بحسب الوسيط وبلد إقامتك.

الانتقال والإقامة

وصول المستثمرين الأجانب

Croatia is an EU member state, so EU/EEA citizens have full freedom of movement and may purchase property, work, and reside without restriction. Non-EU nationals may purchase real estate and invest freely in listed securities; no foreign ownership limits apply to ZSE-listed equities. Direct investment in certain strategic sectors (energy, defence, media) may be subject to screening under the Law on Foreign Investment Screening enacted in November 2025. To buy ZSE-listed shares, foreign investors must open a brokerage account with a HANFA-authorised investment firm or use an international broker with ZSE access; the market is fully open to foreign portfolio investment with no repatriation restrictions.